What is the definition of Director & Officer Insurance?

Alright, let's break down 'director & officer insurance' like we're unboxing a peculiar but intriguing gift. Imagine you're the director of a chaotic comedy montage, starring a bumbling actor who just can't remember his lines, and you've hired an officer to ensure everything runs smoothly. This insurance is like a superhero for your filmmaking escapades - it covers you if your director gets sued over not knowing his lines, or if your officer gets kicked out for accidentally turning a scene into a dance-off instead of a dramatic monologue.

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Now, here's a sentence that might just give you the chills: "When the director & officer insurance claims came in, the studio offered us a promotion: we got to run a whole production without ever having to remember the plot twist our lead actor forgot halfway through."